Chocolate Chip Loaf Cake – Easy & Perfect

There’s something magical about the aroma of a freshly baked Chocolate Chip Loaf Cake that instantly fills the kitchen with warmth and comfort.

I still remember the first time I baked this cake—it was on a rainy afternoon when I was craving something sweet, but simple to make.

The moment I mixed the batter, I could already imagine the rich, melty chocolate chips swirled throughout.

As the loaf baked, the smell was absolutely irresistible. When I finally sliced into it, I couldn’t help but smile at the soft, moist texture and the pockets of gooey chocolate.

It’s one of those recipes that makes you feel right at home, and I just know it’ll become a favorite in your kitchen too!

Here’s a step-by-step guide to making this indulgent yet easy-to-make Chocolate Chip Loaf Cake from scratch.

What Does Chocolate Chip Loaf Caketaste Like?

Chocolate cake with chocolate chips offers a rich and indulgent flavor experience. The cake itself is typically moist and deeply chocolatey, with a slightly sweet, fudgy texture.

The chocolate chips add little bursts of melty, gooey chocolate that enhance each bite, offering a contrast to the soft cake.

The combination of smooth, velvety cake and the crunchy, melty chips creates a delightful contrast, making every slice irresistibly decadent. It’s the perfect dessert for anyone who loves chocolate in all its forms!

Information Of Chocolate Chip Loaf Cake

Recipe Overview

Preparation Time: 15 minutes

Cooking Time: 50-60 minutes

Total Time: 1 hour 15 minutes

Course: Dessert

Calories: 210

Cuisine: American

Yield: 1 loaf (8-10 slices)

Kitchen Utensils

  • Loaf pan,
  • mixing bowls,
  • whisk,
  • spatula,
  • cooling rack,
  • measuring cups,
  • measuring spoons,
  • electric mixer (optional)

Ingredients

  • 2 3/4 cups (345g) all-purpose flour
  • 2 tsp baking powder
  • 1 tsp salt
  • 1 cup (226g) unsalted butter (softened)
  • 1 1/2 cups granulated sugar
  • 4 large eggs (room temperature)
  • 2 tsp vanilla extract
  • 1 cup sour cream or Greek yogurt
  • 2 cups mini chocolate chips (or regular chocolate chips)
  • 1 cup whole milk
  • Optional: 1 cup chopped walnuts or pecans

How to Make Chocolate Chip Loaf Cake

1. Preheat the oven to 350°F (175°C) and grease or line a 9×5-inch loaf pan.

2. In a bowl, whisk together flour, baking powder, and salt. Set aside.

3. In a large mixing bowl, cream together softened butter and sugar until light and fluffy.

4. Beat in eggs one at a time, then stir in vanilla extract.

5. Add the sour cream (or Greek yogurt) and milk, mixing until combined.

6. Gradually add the dry ingredients, mixing just until incorporated.

7. Fold in the chocolate chips and optional nuts.

8. Pour the batter into the prepared loaf pan and smooth the top.

9. Bake for 55-60 minutes, or until a toothpick inserted into the center comes out clean.

10. Let the loaf cool in the pan for 10 minutes, then transfer to a wire rack to cool completely. Slice and enjoy!

Chocolate Chip Loaf Cake
Chocolate Chip Loaf Cake

Special Notes

For Extra Moisture: Adding sour cream or Greek yogurt is key to making this cake extra moist. If you don’t have either on hand, you can substitute with buttermilk or even whole milk, though the texture may differ slightly.

Storing the Cake: This chocolate chip loaf cake stays moist for up to 3-4 days when stored in an airtight container at room temperature. You can also refrigerate it if you prefer to keep it longer, though refrigeration may slightly alter the texture.

Freezing: This loaf cake freezes wonderfully! Wrap the cake tightly in plastic wrap and then foil, and freeze for up to 3 months. To enjoy, simply thaw at room temperature for a few hours or pop a slice in the microwave for 20-30 seconds.

How To Decorate A Chocolate Chip Loaf Cake?

1. Chocolate Chip Border:

After frosting your chocolate cake, create a border along the edges by gently pressing chocolate chips into the frosting. This gives the cake a neat, decorative finish.

2. Chocolate Chip Sprinkle:

Scatter a generous amount of chocolate chips over the top of the cake, creating an even or scattered pattern for a simple yet delicious decoration.

3. Chocolate Chip Drip:

Make a chocolate ganache (melted chocolate and cream) and drizzle it over the top of the cake, letting it drip down the sides. Top with chocolate chips for extra texture.

4. Chocolate Chip Rosettes:

Use a piping bag with a star tip to pipe small rosettes of frosting around the cake. Place a chocolate chip in the center of each rosette for a pretty and edible touch.

5. Chocolate Chip Accent Flowers:

Create flower shapes on the top of the cake by arranging chocolate chips in a circular pattern. You can make larger flowers in the center and smaller ones around the edges for a decorative effect.

Tips For The Perfect Chocolate Chip Loaf Cake

1. Don’t Overmix: To ensure a tender crumb, mix the ingredients just until combined. Overmixing can result in a dense loaf.

2. Use Mini Chocolate Chips: Mini chocolate chips distribute more evenly throughout the batter and melt into the cake better than regular-sized chips.

3. Substitute Sour Cream with Yogurt: If you don’t have sour cream, plain yogurt works as a great substitute, adding moisture and tenderness to the cake.

4. Add a Topping: For extra texture, sprinkle a few chocolate chips on top of the batter before baking.

5. Check for Doneness: Ovens vary, so make sure to check the loaf with a toothpick after 55 minutes. If it comes out clean or with only a few crumbs, it’s done.

Can I Freeze A Cake Decorated With Chocolate Chips?

Yes, you can freeze a cake decorated with chocolate chips. However, it’s best to freeze the cake before adding the chocolate chips if you plan to store it for a long time.

The chocolate chips might become slightly soft or discolored after freezing and thawing. If you decorate after freezing, wait until the cake has thawed completely before adding your chocolate chips to maintain their texture and appearance.

How Do I Make Chocolate Chips Stick To My Cake?

To ensure chocolate chips stick to your cake, you need to apply them while the frosting or ganache is still soft. The chips will adhere to the surface as the frosting sets.

If you’re using ganache, make sure it’s slightly cooled but still pourable when you add the chips. For whipped cream or buttercream, add the chips immediately after frosting the cake to prevent them from sliding off.

The End

Baking for a special occasion, a simple family dessert, or just because you’re craving something sweet, this Chocolate Chip Loaf Cake delivers on all fronts.

The moist texture combined with bursts of chocolate in every bite makes it a treat that’s hard to resist. It’s the kind of cake that can be made in no time and is sure to disappear just as quickly once it’s served!

It’s super versatile—you can add nuts, switch up the chips for white chocolate, or even drizzle some melted chocolate on top for an extra touch of indulgence.

I hope you enjoy making this as much as I do! Happy baking!

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Chocolate Chip Loaf Cake

Chocolate Chip Loaf Cake

Luna
Chocolate chip loaf cake is a moist, flavorful dessert that combines the rich taste of chocolate chips with a soft, buttery cake. Perfectly baked into a loaf shape, it offers a comforting treat for any occasion. This cake is simple to make and always a crowd-pleaser with its delicious sweetness.
Prep Time 15 minutes
Cook Time 1 hour
Total Time 1 hour 15 minutes
Course Dessert
Cuisine American
Servings 10 slices
Calories 210 kcal

Equipment

  • loaf pan,
  • Mixing bowls
  • Whisk
  • Spatula
  • Cooling rack
  • Measuring Cups
  • Measuring spoons
  • Electric mixer (optional)

Ingredients
  

  • 2 3/4 cups 345g all-purpose flour
  • 2 tsp baking powder
  • 1 tsp salt
  • 1 cup 226g unsalted butter (softened)
  • 1 1/2 cups granulated sugar
  • 4 large eggs room temperature
  • 2 tsp vanilla extract
  • 1 cup sour cream or Greek yogurt
  • 2 cups mini chocolate chips or regular chocolate chips
  • 1 cup whole milk
  • Optional: 1 cup chopped walnuts or pecans

Instructions
 

  • Preheat the oven to 350°F (175°C) and grease or line a 9×5-inch loaf pan.
  • In a bowl, whisk together flour, baking powder, and salt. Set aside.
  • In a large mixing bowl, cream together softened butter and sugar until light and fluffy.
  • Beat in eggs one at a time, then stir in vanilla extract.
  • Add the sour cream (or Greek yogurt) and milk, mixing until combined.
  • Gradually add the dry ingredients, mixing just until incorporated.
  • Fold in the chocolate chips and optional nuts.
  • Pour the batter into the prepared loaf pan and smooth the top.
  • Bake for 55-60 minutes, or until a toothpick inserted into the center comes out clean.
  • Let the loaf cool in the pan for 10 minutes, then transfer to a wire rack to cool completely. Slice and enjoy!

Notes

 For Extra Moisture: Adding sour cream or Greek yogurt is key to making this cake extra moist. If you don’t have either on hand, you can substitute with buttermilk or even whole milk, though the texture may differ slightly.
 Storing the Cake: This chocolate chip loaf cake stays moist for up to 3-4 days when stored in an airtight container at room temperature. You can also refrigerate it if you prefer to keep it longer, though refrigeration may slightly alter the texture.
 Freezing: This loaf cake freezes wonderfully! Wrap the cake tightly in plastic wrap and then foil, and freeze for up to 3 months. To enjoy, simply thaw at room temperature for a few hours or pop a slice in the microwave for 20-30 seconds.
Keyword Chocolate Chip Loaf Cake

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